Get more from your money with up to 5.00% p.a. interest

with a National Seniors Term Deposit account


No matter whether you are retired, or on the path to retirement, AustralianSuper will be there to guide your way.

The information provided on this page is prepared and sponsored by our partners at AustralianSuper Pty Ltd, ABN 94 006 457 987, AFSL 233788, Trustee of AustralianSuper ABN 65 714 394 898.

Learn more about AustralianSuper

Award winning value

Award winning value

Winner of the Canstar Outstanding Value Award for Superannuation and Account Based Pension. Awarded most trusted super fund 11 years running.¹

Strong long-term returns²

Strong long-term returns²

AustralianSuper's Balanced option for Choice Income account has consistently delivered strong long-term performance for members with an average annual return of 8.84% over the last 10 years² as at 29 February 2024.

Low admin fees

Low admin fees

As Australia’s largest super fund³, AustralianSuper uses their size and scale to help keep admin fees low⁴. Choice Income accounts are currently charged $1 per week plus 0.10% pa of the account balance (up to $600 pa).

Who are AustralianSuper?

As a multi-award winning and trusted fund¹, AustralianSuper can help you get the most out of your super. AustralianSuper are an industry super fund who don’t pay dividends or profits to shareholders so the money the fund makes goes back into the fund for the benefit of members.

Whatever your path, AustralianSuper can help you build the retirement that's right for you.

Enjoy the flexibility and freedom of working less with a TTR Income account⁵. If you're still working and not ready to retire you can start saving more super or winding down your working hours, while topping up your take-home pay.

Or, if you are already retired, or ready to retire, you can stay in control of your super with AustralianSuper's award-winning Choice Income account-based pension. Use money from your super account to open an account-based pension like the Choice Income account, and you can set it up to suit your financial needs.

Download our free e-guide

Are you retirement ready? Download the AustralianSuper free e-guide, for a quick guide on getting retirement ready.

Prefer to speak to someone?

Everyone's financial journey is unique, so AustralianSuper is here to help create the future you want with financial advice that's right for you.

Speak with an advice team member over-the-phone for simple personal advice⁶. If you have questions at any point, expert help is just a click or a call away.

Find out more

Supercharge your income in retirement

If you’re retired, or heading towards retirement, you may be worried about the rising cost of living and how you’ll live a comfortable lifestyle in retirement. Learn ways that could help boost your retirement income.

Who inherits your super?

What happens to your super when you're gone? Did you know it isn’t automatically covered by your estate? Learn about how you can nominate your loved ones and understand the potential tax consequences for different beneficiaries.

Retirement ready – what’s your super when you retire?

Find out how much super you could have in retirement, and how much to make a difference now, with the super projection calculator.

5 easy steps to take control of your super

Discover AustralianSuper's five steps for setting yourself up for success

Do I really need $1 million to retire?

Learn more about how much money you need to retire.

Compare AustralianSuper against other super funds

An online calculator tool to help you compare AustralianSuper's benefits and services with more than 90 retirement income funds with the Chant West Pension AppleCheck.


Any general advice provided in this document is provided under the AFSL held by AustralianSuper, it does not take into account your personal objectives, financial situation or needs. Before making a decision, consider if the information is right for you and refer to the relevant Product Disclosure Statement, available at or by calling 1300 300 273. A Target Market Determination (TMD) is a document that outlines the target market a product has been designed for. Find the TMDs at

1. AustralianSuper received the Canstar Outstanding Value Award – Superannuation in 2011 - 2023, and Outstanding Value Award – Account Based Pension in 2018 - 2023. Awards and ratings are only one factor to be taken into account when choosing a super fund.

b) Readers Digest Most Trusted Brands – Superannuation category winner for eleven years running 2013-2023 according to research conducted by leading independent research agency Catalyst Research. Read the full methodology.

2. AustralianSuper investment returns are based on crediting rates, which are returns less investment fees, transaction costs and taxes. AustralianSuper Balanced investment option returns as compared to the SuperRatings Fund Crediting Rate Survey — SR50 and SRP50 Balanced (60–76) Index at 29 February 2024. Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns.

3. APRA Annual fund-level superannuation statistics June 2023. Released 13 December 2023.

4. Source: Zenith CW Pty Ltd (Chant West) (ABN 20 639 121 403). Chant West Pension Fee Survey December 2023. Survey compares administration fees and costs for multi-manager growth options (61-80% growth assets) for a $250,000 balance. Other fees and costs apply. Fees may change in the future which may affect the outcome of this comparison.

We've got your back

With National Seniors, your voice is valued. Discover how we campaign for change on your behalf.

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