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AustralianSuper


No matter whether you are retired, or on the path to retirement, AustralianSuper will be there to guide your way.

The information provided on this page is prepared and sponsored by our partners at AustralianSuper Pty Ltd, ABN 94 006 457 987, AFSL 233788, Trustee of AustralianSuper ABN 65 714 394 898.

Learn more about AustralianSuper

Award winning value

Award winning value

Winner of the Canstar Outstanding Value Award for Superannuation and Account Based Pension. Awarded most trusted super fund 11 years running.¹

A top long-term performer²

A top long-term performer²

AustralianSuper's Choice Income Balanced investment options has delivered an annualised average return of 8.75% over the last 10 years to 31 December 2023.

Low admin fees

Low admin fees

As Australia’s largest super fund³, AustralianSuper uses their size and scale to help keep admin fees low⁴. Choice Income accounts are currently charged $1 per week plus 0.10% pa of the account balance (up to $600 pa).

Who are AustralianSuper?

As a multi-award winning and trusted fund¹, AustralianSuper can help you get the most out of your super. AustralianSuper are an industry super fund who don’t pay dividends or profits to shareholders so the money the fund makes goes back into the fund for the benefit of members.

Whatever your path, AustralianSuper can help you build the retirement that's right for you.

Enjoy the flexibility and freedom of working less with a TTR Income account⁵. If you're still working and not ready to retire you can start saving more super or winding down your working hours, while topping up your take-home pay.

Or, if you are already retired, or ready to retire, you can stay in control of your super with AustralianSuper's award-winning Choice Income account-based pension. Use money from your super account to open an account-based pension like the Choice Income account, and you can set it up to suit your financial needs.

How Choice Income works


When you reach preservation age and retire (or turn 60 and stop working for an employer, or turn 65), you can open a Choice Income account to access some of your super when you need it and leave the rest invested.

1. Transfer all or some funds from your super account to open your Choice Income account. By law, you can't add more money into an existing Choice Income account.

2. Draw regular payments and lump sums from your Choice Income account. Payments are tax-free once you turn 60.

3. You can change your payment and investment options anytime, while your Choice Income balance remains invested and investment returns are tax-free.

Prefer to speak to someone?


Everyone's financial journey is unique, so AustralianSuper is here to help create the future you want with financial advice that's right for you.

Speak with an advice team member over-the-phone for simple personal advice⁶. If you have questions at any point, expert help is just a click or a call away.

Download our free e-guide

Are you retirement ready? Download the AustralianSuper free e-guide, for a quick guide on getting retirement ready.

Find out more

Retirement ready – what’s your super when you retire?

Find out how much super you could have in retirement, and how much to make a difference now, with the super projection calculator.

5 easy steps to take control of your super

Discover AustralianSuper's five steps for setting yourself up for success

Do I really need $1 million to retire?

Learn more about how much money you need to retire.

Compare AustralianSuper against other super funds

An online calculator tool to help you compare AustralianSuper's benefits and services with more than 90 retirement income funds with the Chant West Pension AppleCheck.

Disclaimer


Any general advice provided in this document is provided under the AFSL held by AustralianSuper, it does not take into account your personal objectives, financial situation or needs.

1 AustralianSuper received the Outstanding Value Award – Account Based Pension in 2018 - 2023. Awards and ratings are only one factor to be taken into account when choosing a super fund.

a) AustralianSuper received the Canstar Outstanding Value Award for Superannuation in 2023, and Account Based Pension in 2023. Awards and ratings are only one factor to be taken into account when choosing a super fund. https://www.canstar.com.au/sta...

b) Readers Digest Most Trusted Brands – Superannuation category winner for eleven years running 2013-2023 according to research conducted by leading independent research agency Catalyst Research. Read the full methodology.

2. AustralianSuper investment returns are based on crediting rates, which are returns less investment fees,transaction costs and taxes. Doesn’t include all administration and other fees and costs that are deducted from account balances. Investment returns aren’t guaranteed. Past performance isn’t a reliable indicator of future returns.

3. AustralianSuper has over 3.2 million members and over $300 billion in member assets as at 30 September 2023.

4. Source: Zenith CW Pty Ltd (Chant West) (ABN 20 639 121 403). Chant West Pension Fee Survey June 2023. Survey compares administration fees and costs for multi-manager growth options (61-80% growth assets) for a $250,000 balance. Other fees and costs apply. Fees may change in the future which may affect the outcome of this comparison.

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