Fairness in Retirement
Income

Campaigning for a retirement income
system based on principles of adequacy, sustainability, certainty and fairness.

The issue

Retirees, pensioners or self-funded, have always been an easy target for successive governments. Successive intergenerational reports are used to justify budget cuts, changes to pension eligibility and superannuation rules.

What we're calling for

We are calling for a simpler and fairer retirement system that supports older people and helps them to be more self-sufficient in retirement.

Our policies

Our priority polices aim to improve the Pension Loans Scheme, adopt a universal pension and allow pensioners, if they choose, to work without penalisation.

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Campaign win

National Seniors Australia campaigned to improve the Pension Loans Scheme (now called the Home Equity Access Scheme).

We were successful in lowering of the interest rate from 5.25% to 3.95%. A huge win for seniors who need a safe way to release their home equity to live a better retirement.

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Our policy recommendations

Priority 1: Improve the Pension Loans Scheme

National Seniors Australia is calling for improvements to the Pension Loans Scheme so retirees can use the equity in their home for a better income in retirement.

Priority 2: Adopt a universal pension

A universal pension would give everyone a basic pension. It would eliminate means testing, doing away with deeming and taper rates, which complicate retirement planning of millions of retirees.

Priority 3: Let pensioners work

We recommend employment income be exempt from the income test for pensioners with limited savings or assets. Allowing pensioners to work will boost their retirement incomes and meet crippling labour force shortages.

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Become a member

As a not-for-profit organisation, your membership directly funds our Advocacy and Research work. It helps us fight to fix pension poverty, tackle the cost of living and health care, improve aged care and fairness in retirement income.

Plus, get access to discounts, competitions, weekly news and Our Generation magazine 4 times a year!

Donate to our campaigns

Your gift today can help fix pension poverty, rebuild the retirement income system and provide more home care places so that older Australians can live safely and make ends meet.