Get more from your money with up to 5.00% p.a. interest

with a National Seniors Term Deposit account

National Seniors
Money Manager

Your flexible savings account, anytime, anywhere

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Your flexible savings account, anytime, anywhere

Get paid 4.25% interest on every dollar you deposit.

Get paid 4.25% interest on every dollar you deposit.

The National Seniors Money Manager account pays interest on every dollar you deposit, and your money is there whenever you need it.

With no monthly fees, and access to your available balance online via a Visa Debit Card, National Seniors Money Manager account offers you a flexible savings account anytime, anywhere.

Flexible savings with competitive interest rates

Compeititive interest rates

National Seniors Members can earn a variable interest rate of 4.25% p.a. on every dollar*.

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Easy access

Manage your account 24/7. The Visa Debit Card allows you to access ATM’s and Bank@Post™ outlets Australia wide and make online purchases. You can also enjoy Apple Pay~ and Google Pay+ mobile payments.

No account or transaction fees^^, and no minimum balance required

No monthly fees, free direct debits, BPAY withdrawals, all on no required minimum balance.

Protected by the Australian Government’s deposit guarantee*

Stay secure in the knowledge your money is protected by the Australian Government’s deposit guarantee* up to $250,000.

Regular Savings Plan Calculator

Saving for something special? See how much money you could save with the Regular Savings Plan Calculator.

Enquire now

Contact our Deposits team on 1300 342 149 between 8:30am and 5pm AEST weekdays, or complete the form below to send an online enquiry and we will respond as soon as we can.

Making a difference for older Australians

Discover the benefits of a National Seniors Australia membership

Discover the benefits of a National Seniors Australia membership

National Seniors Australia is a not-for-profit organisation established in 1976.  We rely on people like you to become a member, or use our services, so we can continue to tackle issues such as age discrimination, accessible housing, pension poverty, health costs, aged care and improve retirement income.

We also have a range of discounts and benefits to help with the rising cost of living. For only $49.50, anyone can become a member and it only takes a few minutes to join.

About Auswide

Auswide Bank, as an Approved Deposit-Taking Institution, is a smart alternative for National Seniors Australia members investing or saving money.

Established in 1966, Auswide Bank’s mission has been to provide a convenient, high-quality alternative to the big banks and to put customers first. Now more than 55 years on, Auswide Bank continues to help Australians achieve home ownership, create wealth and access banking and financial services – making lives easier.

Through customer service and quality products, Auswide Bank has achieved a national presence, made possible by mutually beneficial relationships, online technology and our network of branches across Queensland. We are proud to offer award winning products, internet and mobile banking and a Queensland-based contact centre.

Now, through Auswide Bank, National Seniors Australia Members can also experience a better way to invest and save. With guidance and one-on-one support from our dedicated partnerships team, we’re here to help you every step of the way!

Terms and conditions

This information is a summary of features & benefits only - full details are available in the relevant terms and conditions. 

# A National Seniors Membership is required to apply for this account.

^ The interest rate is variable and is subject to change without notice. The current interest rate can be found at 

^^ Some fees apply – for example direct charge fees charged by some ATM providers.

Bank@Post™ and its associated device marks are trademarks (registered or otherwise) of the Australian Postal Corporation (ABN 28 864 970 579) – all rights reserved. 

~ Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.

+ Google Pay is a trademark of Google LLC.

National Seniors Australia Ltd ABN 89 050 523 003 arranges deposits as an authorised representative (AR 282736) of Auswide Bank Ltd, ABN 40 087 652 060 Australian Financial Services Licence 239686. We do not provide any advice based on any consideration of your objectives, financial situation or needs. A target market determination can be obtained at Before making a decision to invest, please consider the Terms and Conditions. If you make a deposit, we will receive a commission from Auswide Bank. For more information about our relationship with Auswide Bank please read the Financial Services Guide contained in the Terms and Conditions.*This account is protected by the Australian Government deposit guarantee. Up to $250,000 of deposits in ‘protected accounts’ held by an entity with Auswide Bank are covered under the Financial Claims Scheme. Information on the Financial Claims Scheme is available at

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