Home Loan Program
Say hello to flexible, affordable home loans through our partner, Auswide Bank.


Award-winning home loans

Competitive rates designed for you

Flexible features

Proudly supporting older Australians
Are you nearing retirement or a self-funded retiree and own your home or have an investment property?
Whether you’re looking for a home loan to secure an investment property, refinance your existing home or investment property, or want to help your kids get onto the property ladder, the Home Loan Program may help you get there.
Get in touch with us today to see if we can help turn your property goals into reality.

Helping Australians achieve home ownership for over 57 years
At Auswide Bank, it’s the small things that make a big difference. Auswide understand that every decision they make creates a big difference to your home loan experience.
Award-winning home loans with competitive rates and packed with features
Being a small bank means Auswide Bank offers great value home loans. Auswide Bank home loans are packed with helpful features which allow customers to pay off their home loan sooner.
Exceptional service
Whether it’s a first home or an investment property, Auswide Bank Lending Consultants are available to help you, your family member, or someone you know each step of the way.
Panel lender for the Home Guarantee Scheme (HGS)
The HGS is an Australian Government initiative to support eligible home buyers to purchase a home sooner. Auswide Bank is a panel lender on the Scheme, administered by Housing Australia on behalf of the Australian Government. If you wish to refer a family member for a home loan under the HGS, enquire now.

Every home loan supports National Seniors Australia Advocacy
National Seniors Australia is a not-for-profit organisation that gives Australians aged over 50 a strong national voice.
We advocate for better outcomes for older Australians and tackle issues such as age discrimination, accessible housing, pension poverty, health costs, aged care and retirement income. Our work is made possible through the support of generous Australians who become members, donate, or use our services.
When Auswide Bank approves a home loan customer referred to them by National Seniors Australia, Auswide will pay National Seniors Australia a modest commission that does not add to the cost of the loan. As a not-for- profit organisation, this income helps us advocate for better outcomes for older Australians.
Complete the form below to send an online enquiry and a lender from Auswide Bank will respond as soon as they can. Auswide Bank Limited ABN 40 087 650 060 Australian Credit Licence 239686 is the credit provider. If you are approved for a home loan, National Seniors Australia will receive a referral fee from Auswide Bank of the higher of $150 or 0.30% of the total loan amount.
Thank you for your enquiry. The Auswide Bank team will be in touch with you shortly.

National Seniors Money Manager
The National Seniors Money Manager account pays interest on every dollar you deposit, and your money is there whenever you need it.
With no monthly fees, and access to your available balance online via a Visa Debit Card, National Seniors Money Manager account offers you a flexible savings account anytime, anywhere.

National Seniors Term Deposit
Get more from your money with a National Seniors Term Deposit.
With no fees and flexible terms, lock in a competitive interest rate that's protected for your fixed term. Earn competitive interest rates on $5,000 or more.

National Seniors Home Insurance
Insure your house, the things inside it, your portable contents or your investment property with National Seniors Home Insurance.
Where you enquire about a home loan, National Seniors Australia Ltd ABN 89 050 523 003 will refer you to Auswide Bank Limited ABN 40 087 650 060 Australian Credit Licence 239686 (Auswide Bank) for the purpose of applying for credit. Auswide Bank is the credit provider. Auswide Bank is a wholly owned subsidiary of MyState Bank Limited ABN 89 067 729 195, part of MyState Limited ABN 26 133 623 962. If you are approved for a home loan, National Seniors Australia will receive a referral fee from Auswide Bank of the higher of $150 or 0.30% of the total loan amount. Approval of credit is subject to Auswide Bank's eligibility, lending and credit criteria. Auswide Bank is a panel lender for the Home Guarantee Scheme. Eligibility criteria apply. If the Scheme places for non-major panel lenders are utilised (or taken up) in a financial year, standard lending approval criteria, including the need for LMI where appropriate. Fees, charges, terms and conditions apply. National Seniors Australia is not a credit representative of Auswide Bank and is unable to assist you with your credit application.