National Seniors
Term Deposit
With a National Seniors Term Deposit – issued by Auswide Bank*, certainty comes as standard
Get more from your money with up to 4.60% p.a. interest
Get more from your money with a National Seniors Term Deposit.
With no fees and flexible terms, lock in a competitive interest rate that's protected for your fixed term.
Earn competitive interest rates on $5,000 or more.
3 month term
4.05% p.a. interest~
11 month term
4.60% p.a. interest~
Call the Auswide Bank deposits team on 1300 342 149
(Monday to Friday 8:30am to 5pm AEST)
No fees
No monthly account or transaction fees.
Protected by the Australian Government's deposit guarantee*
Stay secure in the knowledge your investment is protected by the Australian Government's deposit guarantee* up to $250,000.
Flexible terms
Investment terms from 1 to 12 months, with interest paid on maturity or monthly^. Longer terms available on request.
Term deposit interest calculator
See how much your money could grow.
Thank you for your enquiry regarding the National Seniors Term Deposit. Our team will be in touch as soon as possible.
Access thousands of discounts with the EAT | PLAY | SAVE app
National Seniors members receive exclusive access to thousands of discounts on the EAT | PLAY | SAVE app – developed in partnership with Frequent Values by Entertainment. Save with thousands of discounts on dining, takeaway, shopping, gift cards, local services, and more!
Discounts are available Australia-wide and can be redeemed repeatedly, 365 days a year. This means members can enjoy discounts of up to 20% at their local participating eateries or attractions every day, even if they’ve used that discount previously.
For only $49.50 you can become a member online via the below button, or you can contact our friendly Membership team on 1300 76 50 50.
National Seniors Australia have been referring members to Auswide Bank since 2019 for access to savings and term deposit accounts that offer value, security, and competitive returns
Established in 1966, Auswide has always provided a convenient, high-quality alternative to the big banks and is a smart alternative for National Seniors Australia members investing or saving money.
What’s more, when you invest in a National Seniors Money Manager or National Seniors Term Deposit, we earn a commission on every dollar, allowing us to maintain and expand advocacy for, and services to, Australian seniors.
What better way to support our mission while also safely earning a competitive return on your money!
* National Seniors Australia Ltd ABN 050 523 003 (NSA) has entered into a referral arrangement for banking products issued by MyState Bank Limited ABN 89 067 729 195 Australian Financial Services Licence 240896 trading as Auswide Bank (Auswide Bank). Auswide Bank uses the National Seniors Australia trademark and related trademarks under licence from NSA. The Terms and Conditions are available from Auswide Bank at www.auswidebank.com.au/termsandconditions. A target market determination can be obtained from Auswide Bank at www.auswidebank.com.au/tmd. If you acquire a banking product, NSA will receive a commission from Auswide Bank.
This information is a summary of features & benefits only - full details are available in the relevant terms and conditions.
~ Rate subject to change at any time without notice.
^ Upon maturity, unless you provide us with new instructions, your Term Deposit will automatically roll over for an identical term at the current interest rate applicable to that term. When your funds are renewed for the same fixed term as before, the applicable interest rate may be higher or lower than the interest rate that you received in the previous term due to the rates we offer changing from time to time. Any withdrawal of part or all funds prior to maturity will be subject to 31 days' notice. If you are experiencing hardship and need to withdraw your funds on less than 31 days notice, please contact us immediately. Alternatively at the end of your term, should you wish to modify your Term Deposit, you may notify us 2 calendar days before but no later than 7 calendar days after the maturity date and:
- Transfer your investment to a different term deposit;
- Deposit to or withdraw from the term deposit;
- Have the full amount of your term deposit paid to an account of your choice.
