National Seniors
Term Deposit
With a National Seniors Term Deposit, certainty comes as standard.
Get more from your money with up to 4.95% p.a. interest
Get more from your money with a National Seniors Term Deposit.
With no fees and flexible terms, lock in a competitive interest rate that's protected for your fixed term.
Earn competitive interest rates on $5,000 or more.
5 month term
4.95% p.a. interest
6 month term
4.85% p.a. interest
7 month term
4.80% p.a. interest
Non-member rates available on application.
Call our Deposits team on 1300 342 149
(Monday to Friday 8:30am to 5pm AEST)
No fees
No monthly account or transaction fees.
Protected by the Australian Government's deposit guarantee*
Stay secure in the knowledge your investment is protected by the Australian Government's deposit guarantee* up to $250,000.
Flexible terms
Investment terms from 1 to 12 months, with interest paid on maturity or monthly^. Longer terms available on request.
Term deposit interest calculator
See how much your money could grow.
Thank you for your enquiry regarding the National Seniors Term Deposit. Our team will be in touch as soon as possible.
Access thousands of discounts with the EAT | PLAY | SAVE app
National Seniors members receive exclusive access to thousands of discounts on the EAT | PLAY | SAVE app – developed in partnership with Frequent Values by Entertainment. Save with thousands of discounts on dining, takeaway, shopping, gift cards, local services, and more!
Discounts are available Australia-wide and can be redeemed repeatedly, 365 days a year. This means members can enjoy discounts of up to 20% at their local participating eateries or attractions every day, even if they’ve used that discount previously.
For only $49.50 you can become a member online via the below button, or you can contact our friendly Membership team on 1300 76 50 50.
Auswide Bank, as an Approved Deposit-Taking Institution, is a smart alternative for National Seniors Australia members investing or saving money.
Established in 1966, Auswide Bank’s mission has been to provide a convenient, high-quality alternative to the big banks and to put customers first. Now more than 55 years on, Auswide Bank continues to help Australians achieve home ownership, create wealth and access banking and financial services – making lives easier.
Through customer service and quality products, Auswide Bank has achieved a national presence, made possible by mutually beneficial relationships, online technology and our network of branches across Queensland. We are proud to offer award winning products, internet and mobile banking and a Queensland-based contact centre.
Now, through Auswide Bank, National Seniors Australia Members can also experience a better way to invest and save. With guidance and one-on-one support from our dedicated partnerships team, we’re here to help you every step of the way!
This information is a summary of features & benefits only - full details are available in the relevant terms and conditions.
~ Rate subject to change at any time without notice.
^ Upon maturity, unless you provide us with new instructions, your Term Deposit will automatically roll over for an identical term at the current interest rate applicable to that term. When your funds are renewed for the same fixed term as before, the applicable interest rate may be higher or lower than the interest rate that you received in the previous term due to the rates we offer changing from time to time. Any withdrawal of part or all funds prior to maturity will be subject to 31 days' notice. If you are experiencing hardship and need to withdraw your funds on less than 31 days notice, please contact us immediately. Alternatively at the end of your term, should you wish to modify your Term Deposit, you may notify us 2 calendar days before but no later than 7 calendar days after the maturity date and:
- Transfer your investment to a different term deposit;
- Deposit to or withdraw from the term deposit;
- Have the full amount of your term deposit paid to an account of your choice;
National Seniors Australia Ltd ABN 89 050 523 003 arranges deposits as an authorised representative (AR 282736) of Auswide Bank Ltd, ABN 40 087 652 060 Australian Financial Services Licence 239686. We do not provide any advice based on any consideration of your objectives, financial situation or needs. A target market determination can be obtained at auswidebank.com.au/tmd. Before making a decision to invest, please consider the Terms and Conditions. If you make a deposit, we will receive a commission from Auswide Bank. For more information about our relationship with Auswide Bank please read the Financial Services Guide contained in the Terms and Conditions.*This account is protected by the Australian Government deposit guarantee. Up to $250,000 of deposits in ‘protected accounts’ held by an entity with Auswide Bank are covered under the Financial Claims Scheme. Information on the Financial Claims Scheme is available at www.fcs.gov.au
