National Seniors Term Deposit

With a National Seniors Term Deposit, certainty comes as standard.

Get more from your money with a National Seniors Term Deposit. You can lock in a competitive interest rate that's protected for your fixed term.

Special offer

National Seniors Members earn a rate of 0.6% p.a. interest on a 12 month term. Non-member rates available on application.

Competitive interest rates

Competitive interest rates on $5,000 or more!


Protected by the Australian Government's deposit guarantee*

Stay secure in the knowledge your investment is protected by the Australian Government's deposit guarantee* up to $250,000.

No fees

No monthly account or transaction fees.

Flexible terms

Investment terms from 1 to 12 months, with interest paid on maturity or monthly^. Longer terms available on request.

Term deposit interest calculator

See how much your money could grow.

Enquire today

Contact our Term Deposit team on 1300 342 149 between 7am and 7pm AEST weekdays, or complete the form below to send an online enquiry and we will respond as soon as we can.

Terms and conditions

This information is a summary of features & benefits only - full details are available in the relevant terms and conditions. 

~ Rate subject to change at any time without notice.

^ Upon maturity, unless you provide us with new instructions, your Term Deposit will automatically roll over for an identical term at the current interest rate applicable to that term. When your funds are renewed for the same fixed term as before, the applicable interest rate may be higher or lower than the interest rate that you received in the previous term due to the rates we offer changing from time to time. Any withdrawal of part or all funds prior to maturity will be subject to 31 days' notice. Alternatively at the end of your term, should you wish to modify your Term Deposit, you may notify us 2 calendar days before but no later than 7 calendar days after the maturity date and:

  • Transfer your investment to a different term deposit;
  • Deposit to or withdraw from the term deposit;
  • Have the full amount of your term deposit paid to an account of your choice;
  • Have the full amount paid to you by cheque;

National Seniors Australia Ltd ABN 89 050 523 003 arranges deposits as an authorised representative (AR 282736) of Auswide Bank Ltd, ABN 40 087 652 060 Australian Financial Services Licence 239686. We do not provide any advice based on any consideration of your objectives, financial situation or needs. A target market determination can be obtained at Before making a decision to invest, please consider the Terms and Conditions. If you make a deposit, we will receive a commission from Auswide Bank. For more information about our relationship with Auswide Bank please read the Financial Services Guide contained in the Terms and Conditions.*This account is protected by the Australian Government deposit guarantee. Up to $250,000 of deposits in ‘protected accounts’ held by an entity with Auswide Bank are covered under the Financial Claims Scheme. Information on the Financial Claims Scheme is available at