A workplace 'grandma' at 47!


Employers are making mid-career staff redundant, even though many of us now need or want to work longer.

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Ageism is not just restricted to one industry or one country. It is a big problem in the general Australian workforce.  

A survey of more than 600 businesses, conducted by the Australian HR Institute, shows that 70% of employers are excluding job candidates who are 55 or older.

According to the survey, 19% excluded applicants over 55 or with a disability. This is up from 11% in a 2024 survey and 15% in 2025. 

National Seniors Australia (NSA) supports older people who want or need to continue working, even beyond traditional retirement age. 

As part of our Retirement Income and Superannuation advocacy, we are calling for employment income to be exempt from the Age Pension income test.

You can read more about our Let Pensioners Work campaign here.

The technology sector, long defined by its obsession with youth, is challenging the concept of retirement – with huge ramifications for employees and the global economy.  

The traditional idea of retiring in your mid to late 60s has been upended by an industry that views workers in their 40s as nearing obsolescence. 

This trend, which is facing pushback, has significant consequences for economies and lifestyles worldwide. 

A recent Business Insider article highlights the case of Marisela Cerda, a 47‑year‑old Microsoft employee, was offered the kind of redundancy payout normally associated with late‑career workers.  

The experience forced her to confront an unexpected consequence of being in her late 40s. 

“In tech, that’s like grandma age,” she said. 

Statistics confirm that the tech workforce skews very young. Older workers are underrepresented and often face discrimination. 

Surveys show that as many as 76% of tech professionals believe ageism is prevalent, and many begin experiencing it before they turn 40. 

Such conditions create an unofficial “early ageing” effect, where careers plateau or end far earlier than in other sectors.  

Interestingly, the policy does not seem to apply at the very top of the tech food chain. Microsoft CEO, Satya Nadella, is 58 and still gainfully employed, while Apple’s Tim Cook will step down from the top job this year at the relatively “normal” retirement age of 65. 

This trend stands in stark contrast to public policy. Across developed economies, including in Australia, governments are steadily pushing retirement ages higher to cope with ageing populations and strained pension systems. 

OECD projections suggest that effective retirement ages will continue to rise, with some European countries moving toward 67 – as it now is in Australia – or even 70. 

The World Economic Forum similarly notes that average retirement ages are expected to increase globally as life expectancy rises, and pension sustainability becomes a more pressing issue.  

The collision of these two forces – early career exit in tech and later official retirement – creates a growing gap. 

Workers who leave technology roles in their 40s or 50s may still have decades before they are eligible for pensions. 

Economically, this means underutilising experienced talent and placing pressure on social safety nets, as displaced workers may struggle to find comparable employment.  

The tech sector’s bias toward youth is undermining broader economic goals of extending working lives and maintaining productivity. 

Lifestyle impacts are equally significant. For some professionals, early departure from traditional tech roles can lead to reinvention – consulting, entrepreneurship, or portfolio careers. 

Yet for others, it produces anxiety and financial uncertainty. 

The psychological contract of a stable, decades‑long career is eroding, replaced by a more fragmented trajectory.  

At a societal level, the tech industry may also be unintentionally redefining what it means to age. 

Research suggests that in some tech environments, workers are considered “old” in their late 30s or early 40s, reinforcing a culture that equates innovation with youth. 

This not only accelerates career turnover but may also shape expectations across other industries as digital transformation spreads.  

As tech becomes central to all economies, its employment norms risk becoming the default. 

If mid‑career obsolescence becomes widespread while pension ages continue rising, societies will face a fundamental challenge: how to reconcile longer lifespans with shorter perceived career windows. 

In that tension lies a redefinition of retirement itself – not as a fixed endpoint in one’s 60s, but as a fluid, often involuntary transition decades earlier in a rapidly changing world of work. 

Related reading: Business Insider, LinkedIn, Diginomica, Euronews

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*The discount applies to the total National Seniors travel insurance premium and is for National Seniors Australia members only. Discounts do not apply to the rate of GST and stamp duty or any changes you make to the policy. nib has the discretion to withdraw or amend this discount offer at any time. This discount cannot be used in conjunction with any other promotional offer or discount. ^ Cover is subject to terms, conditions, limitations and exclusions in the PDS.

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National Seniors Australia Ltd ABN 89 050 523 003, AR 282736 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.

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National Seniors Australia Ltd ABN 89 050 523 003, AR 282736, is an authorised representative of AWP Australia Pty Ltd, ABN 52 097 227 177, AFSL 245631, trading as Allianz Global Assistance (AGA), and acts as AGA's agent and not as your agent. nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 acts as third party administrator on behalf of AGA, managing claims, complaints, enquiries and sales. This is general advice only. Before you buy, you should consider whether the product is appropriate for you, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) is available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193, AFSL 523921.