Your advice to 40-year-olds: Bonus advice
Sometimes the rare view is the one we really need to hear.

In the 2025 National Seniors Social Survey we asked you what advice you’d give to people in their 40s to prepare for a possible time when they can no longer live independently.
This series of Connect articles has showcased the top 8 pieces of advice from our 2,965 survey respondents.
But among the survey responses were more unique bits of advice that didn’t correspond to any of the eight major themes.
Today’s article, the final of the series, will treat you to a bonus instalment highlighting some of those additional viewpoints.
Far fewer than 100 respondents touched on each of these advice topics. Sometimes it was only one respondent.
In total 120 comments were assigned to this ‘miscellaneous other’ pile, and any shared sentiments among the pile were only expressed by a fraction of these.
But that doesn’t matter. Why should popular opinions have all the fun?
Sometimes the rare view is the thing we really need to hear because it’s not heard often enough.
So we’ve trawled the 120 comments in this bag of mixed lollies and identified 10 small themes among them.
Let’s count them down together.
1. Stay happy, be positive, laugh lots
First up is the simple advice to keep being happy as you age. As one of you put it, “Stay happy”! A handful of respondents shared this sentiment in their comments in different ways.
If happy is too much to ask, around 20 people suggested pragmatic alternatives like, “have a positive attitude”, “appreciate the simple things”, and “don’t sweat the small stuff”.
And if they fail too, three people recommend finding “any excuse to laugh.”
2. Be you
A stellar piece of advice from one respondent was, “Realise what you enjoy doing and don’t be intimidated if it’s different to work mates or friends.”
If Janis Joplin had lived long enough to do the NSSS-2025 at age 82, she’d likely have said more or less the same thing. Her oft-quoted version of this advice was, “Don't compromise yourself, you are all you've got."
Another NSSS respondent echoed its main thrust too, writing, “Learn to be thoughtfully aware of your own needs and desires.”
3. Try
Having a go was recommended by one person, who wrote, “Don't talk about what you can't do – try to do it.”
This is, of course, the Aussie way. As the saying goes, give it a burl, Shirl.
Another respondent put it more like an inspirational poster slogan (in the best way!):
“Focus on one problem at a time. Dare to dream. Failure is what makes us successful.”
Take that, Yoda. Good to try, it is.
4. Get help
Trying is important, but we don’t always succeed. Ageing can mean we need help, like it or not.
One of the most common sentiments in this miscellaneous other category, touched on by 22 of you, was, “there is no shame in accepting help.”
Other ways of saying it included, “Use what ever is available to you", “ask for it if you need it”, and “don’t wait until the need is urgent.”
5. Enlist local talent
Following on from that is some practical advice for how we can get help.
Reliable tradies and handypersons are like gold at any life stage but especially when you can’t live independently, and a few people suggested compiling a list of great tradies for when they are needed.
However, some annoying little jobs around the home are too small for tradies or aged care workers or even the local handyperson. So one person suggested bribing your friendly neighbours to help you out, writing:
“Helpful neighbours or teens for small tasks, change globes, take out-bring in bins, hang out washing etc. Few dollars for kids or bottle of wine or beer for adults appreciated.”
6. Ready your forever wardrobe
A piece of advice uniquely offered by a single commenter contained a great idea for planning ahead to a time when one’s income is limited:
“Gradually establish a Clothing Wardrobe for all Seasons. Each year Clothes become more expensive.”
7. Don’t fall behind
Another recommendation that attracted around 20 comments was to keep up with the latest everything.
“Stay up-to-date with technology and societal trends,” said one person.
“Keep up to date with technology and reading,” said another.
“Don't become a Luddite!” insisted a third.
8. Fight ageism
Around ten of you issued a call to arms against ageism or elder abuse, or advised people preparing for later life to know their rights and entitlements.
One said it simply: “Don’t put up with ageism. Call it out.”
9. Save the planet
Three commenters advised people in the 40s to act on behalf of climate and environment, with unambiguous injunctions like, “Address climate change!”
A few others also chimed in on a selection of other policy issues, advising younger people to lobby the government on things that matter.
10. Stave off the inevitable
Someone had to say it. In fact, eight someones said it.
In the words of one of them, “stay 40.”
That’s your final final piece of advice, which we are helpfully passing on to any readers in their 40s so that they may heed it.
“Don’t get old.”
Thanks for reading. We hope you enjoyed the series.
Our sincere thanks to the 2,965 NSSS-2025 participants whose varied advice made it possible.
*The discount applies to the total National Seniors travel insurance premium and is for National Seniors Australia members only. Discounts do not apply to the rate of GST and stamp duty or any changes you make to the policy. AGA has the discretion to withdraw or amend this discount offer at any time. This discount cannot be used in conjunction with any other promotional offer or discount.
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