Be inventive with your Christmas gifts
Run out of ideas for presents? Here’s how to take advantage of the sales in a way you may not have thought about.

Keep Cash, Keep SAFE
Christmas shopping is an ideal occasion to show your support for National Seniors Australia’s Keep Cash campaign by ensuring bank notes and coins remain in circulation.
If you choose to shop online, make sure you Keep Scam SAFE.
It’s the age-old question, especially at this time of year: what do you get for the person who has everything?
If you are one of those people who does a lot of Christmas shopping, perhaps you are particularly gifted when it comes to knowing which presents to buy (or make!) for your loved ones.
Or maybe you really don’t have a clue what to get – even for those people closest to you.
And, of course, a lot of older people don’t really want to have more “stuff” around them, so choosing the right thing becomes a challenge.
That could mean giving them nothing at all. But where’s the fun in that? Nobody wants to be a grinch at Christmas time.
Perhaps you could regift a thing you have no use for (and it’s perfectly OK to do that) or you could give them an “IOU” for something special down the track.
If you have a little money to spend, and you want to take advantage of the bargains that are around at this time of the year, you could look at purchasing an experience rather than a physical gift.
Can you picture yourself and a loved one enjoying a stay at a spa, a luxury dining experience, or maybe a trip in a hot-air balloon.
Ambassador Card benefits, which are available to National Seniors Australia (NSA) members, include these and other fun experiences from Red Balloon.
Details about NSA discounts on eCards from big names such as JB Hi-Fi, Coles, Woolworths, Uber, BCF, the Good Guy, and Event Cinemas, can be found here, and if you are interested in Red Ballon, you can claim an extra $30 discount here.
NSA members are also eligible to download the EAT | PLAY | SAVE app which offers everyday discounts on a range of dining and retail experiences.
Details are here.
Photo by Pixabay
*The discount applies to the total National Seniors travel insurance premium and is for National Seniors Australia members only. Discounts do not apply to the rate of GST and stamp duty or any changes you make to the policy. nib has the discretion to withdraw or amend this discount offer at any time. This discount cannot be used in conjunction with any other promotional offer or discount
National Seniors Australia Ltd ABN 89 050 523 003, AR 282736 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.














