Does the promise of retirement match reality?


A former journalist’s reflections on retirement have struck a chord with Australians navigating life after work.

Subscribe to Connect Newsletter

Become a volunteer


This week, ending 24 May, is Volunteer Week, with the theme: Your Year to Volunteer. 

The GoVolunteer website will help you find opportunities to volunteer in different categories, which include: 

  • Event volunteering
    Helping at one-off or short-term events such as festivals, sports events, or community gatherings.  

  • Student volunteering
    Opportunities tailored for students to gain experience, build skills, or meet study requirements.  

  • Corporate volunteering
    Activities organised through workplaces, often team-based volunteering or company-supported initiatives. 

  • Volunteering in an emergency
    Supporting communities during disasters or crises (e.g. bushfires, floods), often requiring rapid mobilisation. 

If you are interested in mentoring in your retirement, read our related story here.

In a recent article for the ABC, former journalist, Matt Eaton, shared his hopes for retirement – and the quieter, more complicated reality he encountered once the working day permanently ended.

Eaton described retirement at the age of 58 as the long‑anticipated reward at the end of decades of deadlines and daily structure. 

Like many Australians, he expected boundless freedom: time to read, think, travel, and finally tackle the unfinished list of things he never quite had space for during working life. 

In many ways, those expectations were met. Time, after all, is retirement’s greatest gift. 

But Eaton also observed that unlimited time can come with an unexpected downside. Without the routines, responsibilities, and sense of contribution that work provides, days can lose their shape. 

He notes, “It's all too easy to make the mistake of equating inactivity to indolence – the feeling that if you're not doing something constructive with your time, you're wasting your life.” 

The absence of pressure requires adjustment and, for some people, a re‑thinking of their own identity. 

Eaton’s reflections prompted lively discussion on social media. Commenters responding to the ABC article on social media revealed just how varied the retirement experience can be.

Many agreed with Eaton’s observations, admitting that the first rush of freedom was followed by a period of restlessness or uncertainty.

Several noted that work had quietly provided social connection, purpose, and validation – things that are not instantly replaced once the office door closes for the last time. 

Others were more upbeat. For them, retirement has been a chance to reclaim control, slow down, and invest energy in family, community, and long‑neglected interests. 

Volunteering, part‑time work, and caring roles emerged repeatedly as ways people had restored structure to their weeks without returning to full‑time employment. 

Some commenters emphasised that retirement is far from a universal experience. Health, finances, caring responsibilities, and housing security all shape how much freedom retirement actually offers. 

For those juggling medical issues or financial strain, time alone is not always enough to deliver peace of mind. 

The upshot is that retirement is less an endpoint than a transition. It is a stage of life that can reward flexibility. However, expectations may need tweaking and routines may need reassessment. 

Retirement does not have to look perfect to be meaningful; it simply has to reflect the life being lived now, not the one just left behind. 

Compiled by

Brett Debritz

Brett Debritz

Communications Specialist, National Seniors Australia

Latest news articles


Discover the benefits of an NSA membership

Thousands of Australia-wide discounts

Thousands of Australia-wide discounts

Exclusive offers and savings across dining, shopping, gift cards, and more – all in the EAT | PLAY | SAVE app.

Members save 10% on Travel Insurance*

Members save 10% on Travel Insurance*

National Seniors members receive a 10% discount on travel insurance policies*.

Financial Information Consultant

Financial Information Consultant

Speak to a real person and receive up-to-date information on retirement planning, superannuation, and more!

Branches

Branches

Expand your social circle, enjoy social events, day trips, guest speakers, and meet like-minded members.

Exclusive Travel Discounts

Exclusive Travel Discounts

Save on tours, cruises, and holidays with exclusive discounts on National Seniors Travel.

Our Generation Digital Magazine

Our Generation Digital Magazine

Receive a yearly subscription to Our Generation Digital Magazine.

The Good Guys Commercial

The Good Guys Commercial

Members enjoy exclusive access to The Good Guys Corporate Benefits. Save on small and large appliances as well as technology.

Advocacy & Research

Advocacy & Research

Your membership directly funds our advocacy and research work fighting issues that affect you.

Competitions

Competitions

Access exclusive member-only weekly competitions including books, DVDs, CDs, movie tickets and more.

Discounts

Discounts

In addition to the discounts app, members can save thousands on eGift Cards and other discounted products.

Become a member

*The discount applies to the total National Seniors travel insurance premium and is for National Seniors Australia members only. Discounts do not apply to the rate of GST and stamp duty or any changes you make to the policy. nib has the discretion to withdraw or amend this discount offer at any time. This discount cannot be used in conjunction with any other promotional offer or discount. ^ Cover is subject to terms, conditions, limitations and exclusions in the PDS.

National Seniors Australia Ltd ABN 89 050 523 003, AR 282736 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.

We've got your back

At NSA, your voice is valued. Discover how we campaign for change on your behalf

Learn more